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R Rehabilitation: Process by which a disabled person is aided to recover maximum effective function in all personal activities.

• Medical Rehabilitation: Involves assistance to the employee in attaining proper medical treatment on a timely basis.
• Vocational Rehabilitation: Assistance in attaining additional education or retraining to obtain employment.

Repetitive Motion Injury: An injury resulting from a repeated action, such as Carpal Tunnel Syndrome. Reportable: A work-related accident that under state statue is reportable to the state Workers' Compensation Agency and/or the insurer. Reserve: An amount established as the probable cost of future claim payments.

• Loss (or claim) Reserve: Reserve representing an insurer's estimated amounts payable for insured losses which have already occurred (including losses which have occurred but not yet been reported to the insurer).

Risk Control: All methods of reducing the frequency and/or severity of losses including exposure avoidance, loss prevention, loss reduction, segregation of exposure units and non-insurance transfer of risk. Risk Management: A management discipline whose goal is to protect the assets of profits of an organization by reducing the potential for loss before it occurs, and financing, through insurance and other means, potential exposures to catastrophic loss such as acts of God, human error, or court judgments. Risk Manager: Person(s) responsible for carrying out an organization's risk management program.